(Transcribed by TurboScribe.ai. Go Unlimited to remove this message.) Welcome to the Business Credit and Financing Show.
Each week, we talk about the growth strategies
that matter most to entrepreneurs.
Listen in as we discuss the secrets to
getting credit and money to start and grow
your business.
And enjoy as we talk with seasoned business
owners, coaches, and industry leaders on a variety
of topics from advertising and marketing to the
nuts and bolts of running a highly successful
business.
And now, to introduce the host of our
show, financial expert and award-winning author, Ty
Crandall.
Hello, and thanks for joining us today.
I'm super excited you could be here because
today we're talking about something we've never talked
about before, which is taking government incentives and
turning them into win-win investments.
This is a cool topic you're gonna wanna
know a lot more about.
And with us to have this discussion is
Tom Wheelwright.
Now, Tom is a renowned CPA and tax
and wealth expert who has dedicated his career
to helping individuals and businesses achieve financial independence.
Now, as the founder of WealthAbility, TFW Advisors,
PLA Software, and the Wheelwright-Manahan Family Office,
Tom has built a network of businesses focused
on providing education, tax preparation, and tools that
empower people to break free from financial reliance
on employers, Wall Street, and the government.
Now, he also is the trusted CPA for
Robert Kiyosaki, the author of Rich Dad, Poor
Dad, and an international speaker who has shared
his insights with over 100,000 entrepreneurs and
investors across six different continents.
Now, Tom is the bestselling author of Tax
-Free Wealth and the Win-Win Wealth Strategy,
books that have transformed the way that people
think about taxes and wealth building.
His approach centers on using tax codes strategically
to create and preserve wealth, making the complex
world of taxes both understandable and also advantageous.
Now, in addition to his writing, Tom hosts
the WealthAbility Show, a popular podcast where he
shares his expert insights on tax and wealth
strategies, solidifying his relationship as a leading voice
in the financial world.
Tom, really accomplished guy, man.
Thanks for joining us today.
Thanks for having me.
It's easy to be accomplished when you're as
old as I am.
Yeah, I'm not too far behind you, I
don't think, so I'm just trying to catch
up on the accolades that you've done.
So congratulations on your success.
You've done a lot to help with the
education, with this financial education that you've been
providing.
Well, I've been very fortunate.
I grew up in a family of educators,
actually.
I have a brother who is a Harvard
Business School professor.
I have, my whole family has been very
involved in education and I was very fortunate
20, almost 25 years ago when I met
Robert Kiyosaki and we became friends and I've
been traveling with him.
And he is, he's really the, to me,
the king of financial education and it's always
a privilege to be teaching alongside him.
Now, out of curiosity, how did you and
Robert meet?
I bought a CPA firm.
I was building my practice.
I bought a CPA firm and he was
the client.
Oh, wow, interesting.
And he's still a client to this day?
Still a client to this day, yeah.
Wow, that's cool.
He's a really interesting guy, Robert.
He is, I love him and his message.
He's an amazing person.
We travel the world and he always takes
time for people.
People will come up to him.
I've seen people come up to him in
Kazakhstan, Kyrgyzstan, Romania.
We're in, we're just going through Belarus and
we're actually going through passport control in Belarus
and the passport control officer asked if he
was the Robert Kiyosaki and could he please
give him a signature?
So that is the impact that Robert's had
around the world.
It's pretty amazing.
That's pretty amazing.
What about you?
The Win-Win Wealth Strategy, your book.
So what motivated you to originally write this?
Yeah, so my first book was Tax-Free
Wealth and Tax-Free Wealth is really an
explanation of how the tax law actually works.
So it's really meant to be a very
simple, for the average person, what's available in
the tax law for me to use to
reduce my taxes that is legally, legal, ethical
and moral to use.
Not the tricks and tips, but how it
actually works, right?
And in that one, I explain that the
tax law is fundamentally a series of incentives
and it's primarily for business owners and investors.
And then I walk through the different incentives,
basically for business owners and investors.
In the Win-Win Wealth Strategy, I wanted
to look at the actual investment side.
So what does the, what I wanted to
analyze, what does the government get out of
it?
Why do they give investments?
Do they actually make money on this?
Does it actually work for them?
Or is it just like the pundits would
say, oh, this is just the lobbyists getting
a giveaway, right?
So I wanted to actually analyze, is it
really a giveaway?
Is it actually make economic sense for the
government?
And then what investments are there that the
government, in my mind, I think there are
seven investments that I talk about in the
book, that the government will literally pay you
to make these investments.
So they will contribute part of the cost
of the investment and they do that through
tax benefits or other taxes that you've paid.
So for example, this isn't about how do
I not pay tax on the income I
earn?
This is about how do I reduce the
taxes on the income I earn by investing?
Which is not something people ever think about
because so what, it came up years ago
when I started doing tax strategy work with
entrepreneurs.
And the first question I always asked was,
how do you make your money?
And that was, they could all answer that
and we'd go through and that's really what
tax-free wealth is all about.
But then the second question I asked was,
okay, so what are you gonna do with
your money?
And most of them said, I have no
idea.
I just, I like turn it over to
a financial planner.
I'm just, it's in the bank.
Unless they were putting it back in their
business, they didn't really have keys what to
do with that money.
And so what I've been studying over the
years is, all right, what if you do
the things the government wants you to do?
So in other words, instead of being a
silent partner, like most people are, we're all
partners with the government, right?
So instead of being a silent partner with
the government, what if you actually look at
those things the government would like you to
invest in and invest in those things?
And then what's the tax benefit for doing
that?
So if there's a tax benefit, can I
offset the income I earn in my business
with, because I make an investment in real
estate as an example.
And the answer in that case is absolutely.
So what are those other investments that I
can make that I'm gonna take my money
out of my business, I'm gonna put it
into some other investment because I can't put
it all back in my business.
What are the incentives there?
What types of investments are they?
And that's what the seven investments are.
So when we talk about these seven investments,
give me some examples of like a few
of the ones that you think are the
ones the government prefers the most and that
are the best win-win situation.
I will actually tell you what the government
prefers the most is agriculture.
That is not the one people would think,
it's agriculture.
Yeah, I've had clients that were farmers and
ranchers, they never pay tax, they just never
pay tax.
And they're just, the incentives are so high
for investing in agriculture.
And that makes sense, right?
I mean, the government wants food production, they
wanna encourage that, they know that it's a
high risk enterprise.
And so the tax benefits in agriculture by
far, now, I mean, nothing else comes close
to it.
Probably the second closest would be energy.
And of course, a lot of people are
familiar with solar energy credits and things like
that.
But there are some pretty amazing energy incentives,
both in the fossil fuel area and renewable
energy.
So those are probably my top two.
Now, it all starts with, you have to
be investing in the actual asset, you can't
be investing in stock.
If you invest in the stock, okay, that
the only way to do that tax effectively
is to put it into a 401k or
a pension plan, something like that.
And then you can.
And I do, and that is, by the
way, investment number seven is a pension plan
or what we call a qualified plan for
retirement, like a 401k.
But it's interestingly enough, the government wins on
six of the seven investments.
And the one they don't win on is
retirement plans.
They break even.
They just break even on retirement plans.
But if you can consider, you're a business
owner, you're an entrepreneur, what if you could
be an investor in everybody's business?
That's basically what the government is.
They're an investor in everybody's business.
And they'll take that risk because they believe
that there is a reward at the end.
And if you run the numbers, which I
do, of course, I'm an accountant, they do
win.
And actually they win pretty big in the
end.
And I wanted to see what the numbers
were because we keep hearing this tax the
rich, tax the rich, tax the rich.
And I'm going, okay, now what's the consequence
of doing that?
Well, it may be, it depends on who
the rich are that you're taxing.
So if you're taxing the rich that put
their money in the stock market, you probably
don't have a big issue.
But if you tax the rich, you put
their money into energy, agriculture, et cetera, you've
actually got a problem because you're actually gonna
reduce, long-term, you're gonna reduce the revenue
to the government.
And short-term, you're going to reduce the
investment into those things the government wants you
to invest in.
So it's an interesting, to me, it's interesting
from a policy standpoint, but from a practical
standpoint, it's just tell me where the government
wants me to put my money and I'll
look to see if there's one of those
that I wanna do.
So I realized over the last few years,
I used to think I had to build
a business to make the money I wanna
be able to live on the rest of
my life, exit at that amount.
Then I've really come to realize that the
wealthy don't operate that way.
The wealthy sell a business and then take
the money and then that's where they make
all their money is from all the investments,
right?
If you look at like Elon Musk and
PayPal, he made a good money, right?
But then look at how he multiplied it
with all the investments.
In areas, it sounds like you're even touching
upon as well.
So- Elon Musk is brilliant at this.
I mean, so one of the things is
research and development.
Well, why didn't Elon Musk or Tesla pay
tax for 20 years?
Or why didn't Jeff Bezos pay tax for
20 years?
Well, it's all because of the tax incentives
in technology, right?
And then Elon Musk on top of that
has taken advantage of the tax incentives in
energy, right?
In building electric cars.
And so, you know, Elon Musk is a,
is actually used the tax law brilliantly.
It sounds like the wealthy are.
It sounds like maybe that, is that what
you're finding?
Is that's why the wealthy are wealthy because
they're better at this than the rest?
No question.
They're wealthier, they, the wealthy, by the way,
do pay a lot of tax.
In fact, they pay most of the tax
in this country.
So that is, that's just a misunderstanding.
But they do understand it.
They understand that, and I'm not saying they
don't have lobbyists.
I mean, we actually have a tax provision
in the law that allows real estate professionals
to take full deductions for all of their
expenses.
Who was one of the people behind that
lobby?
Donald Trump.
Donald Trump was, he actually was part of
the lobbying effort to get that provision into
the law.
So it's a good provision.
Honestly, it's a good provision.
But yeah, I think the wealthy, first of
all, the wealthy have really good advisors, right?
I mean, they're hiring the big four accounting
firms, Deloitte, Ernst & Young, et cetera.
So they've got those top-end advisors and
they've got top-end financial advisors, but they
also think differently.
They think differently because they recognize that if
taxes are, taxes are for them, 40%
to 40 to 50% of their income,
right?
So if they can eliminate that 40 to
50%, if you look at the numbers, when
you eliminate taxes, you don't just double your
return.
You actually quadruple it because you've multiplied how
much you have to invest so much and
you multiply every year so much that the
compounding effect is basically four times what you
would do if you just invested your own
money and paid tax on it.
Wow.
So in the win-win wealth strategy, you
talk about all the 70 investments.
And you also mentioned that you want to
directly invest, not directly in the market.
The market's number seven.
So let's say that I want to do
agriculture.
I'm from Indiana, so I can relate to
this.
And everything you're saying makes sense to me
now because all the farmers are driving around
on $100,000 trucks.
These guys are like, what's going on?
We had a bad season this year.
So it all comes full circle now, I
understand.
But how do you invest in some of
those things?
I don't even know, coming from Indiana, I
don't even know how to directly invest into
agriculture unless I'm opening a farm, which obviously
I don't have an interest in doing.
So how can you invest directly into some
of those things if you're not doing it
through the market?
Well, so I look at investing just like
I do retail.
So I like to shop.
I like to shop for clothes.
I like to shop for cars.
I'm a shopper.
And I look at shopping and investing, they
have parallels.
So I can go and shop retail and
I'm going to pay a retail price.
Or I could go shop wholesale.
Now, if I could go to a wholesale
outlet and then I can pay pretty much
half the price I would pay at retail.
But if I go to the factory directly,
I'm paying like a lot less.
I'm paying half of what I would pay
wholesale.
That is, those are typically the numbers.
I grew up in wholesale retail.
So my dad was a printer and a
publisher.
And so I knew that we doubled, we
sold for wholesale half of what, half the
price we sold for retail.
Well, the same is true with investing, right?
You can invest retail.
Well, that's called the stock market.
That is retail investing or in real estate,
it'd be a real estate investment trust, right?
That's what retail investing is.
But the other two levels of investing are
available.
The wholesale level is actually only available to
certain people.
It's interesting.
It's restricted to the wealthy.
And that is a very interesting part of
our economy because you must be an accredited
investor to invest wholesale.
Meaning you're investing in private equity.
Meaning it's a syndication or a private offering.
They don't allow investors that aren't accredited investors.
An accredited investor, you have to be making
over $200,000 a year.
You have to have, or you have to
have a million dollars in net worth outside
your home.
So 300,000, if you're married.
So you're not basically what the government saying
is.
And this is a government rule.
This isn't the syndicators rule.
This is the government's rule.
They said, look, if you can't afford to
lose the money, you're not allowed to invest
in this deal.
And now a quick break to hear from
our sponsor.
And that's basically what they're saying.
They're saying, if you can't afford to lose
the money, you're not allowed to invest in
the deal.
And so that is restricted to those people
who are accredited investors.
But that's how you would do.
That's one way you could do it.
If you, let's say agriculture, let's say that
you got into an investment in a ranch
or a farm, that they're out raising capital
either to expand or to acquire additional land
or whatever.
And they're raising capital.
And they typically do that through a private
offering.
But you would have to, in that case,
you would have to be an accredited investor.
At the factory level, that's basically saying, I'm
going to develop myself.
So that's the farmers and the ranchers.
So those are, they are obviously fully invested
in their farm or their ranch.
And so, in fact, I just finished recording
my podcast.
And the guest I had on is somebody
who had sold his business and gotten into
ranching, just started a new business, but it's
a ranching business.
Well, part of the reasons he looked at
it, because he and I had multiple phone
conversations before he bought the ranch, was the
tax benefits of acquiring the ranch.
And how does he offset some of this
income from selling his business?
And the way he did it was, in
part, was by buying the ranch.
And that's a really, really strong point.
Because a lot of people here, that's their
goal, right?
It's to ultimately build their business because everybody
here is business owners.
And then ultimately look to exit the business.
And then it's interesting because I'm thinking about
that now.
Like what happens when I do exit?
Where do I put this money?
It's so overwhelming for me to even be
able to think about, to be able to
figure that out.
And so what you're saying is it makes
a lot of sense to be focusing on
these seven different investment strategies that help us
then kind of lower the taxes that we're
gonna pay on the overall business.
Because that could be pretty substantial, just the
money that's taken right away if we sell
business.
It's huge.
And there's really three times you're thinking about
lowering your taxes on selling your business.
One is early on, because there are a
lot of things you can do to structure
your business early on to reduce your taxes
when you sell.
And those things you can't do later on.
The next time is when you're thinking about
selling, but you don't actually have a buyer
yet, or you maybe have a letter of
intent, something like that.
That's when you bring your tax advisor and
say, okay, what do we need to do
to make sure that I get the lowest
tax possible based on how I do this
transaction?
So I think every business owner, I think
they make a big mistake when they only
involve their attorney and don't involve their tax
advisor because taxes are a big part of
what you, because you don't care what you
sell for.
You care what you get.
That's what matters.
It's not the sales price that matters to
you.
It's what you put in your pocket that
matters to you.
The third time is after you sell.
So there are some things that, you know,
you're going to structure that business.
So, okay, maybe I can reduce it or
get capital gain versus ordinary income.
Okay, but then is there something I can
do even after it?
And that's where what do I do with
my money next makes a big impact.
Again, that's one where you can't really, you
don't want to do that last minute.
You want to be prepared for that.
You want to be thinking about that long
before you exit as you can, because it's
not easy.
You sell your business for $20 million.
It's pretty easy to place a million dollars.
It's a lot different animal when you're placing
$20 million, okay, or $10 million or whatever,
whatever the sales price is of your business.
And then you're looking at, okay, I want
to make sure that I do something I
care about.
That's interesting to me.
So this rancher, I'm now a rancher.
He loves the outdoors.
He's lived in Wyoming and he loves Wyoming.
And so he bought a ranch in Wyoming.
And so that made sense.
So that's a way for him to retire
sort of, but not really retire.
Because I think the other thing business owners,
we have to remember is we're not good
at retiring.
I mean, entrepreneurs, it's in our blood.
When I golf, I never meet entrepreneurs on
the golf course ever.
They're employees, they're attorneys.
They might be in real estate, but you
don't meet an entrepreneur typically on the golf
course because entrepreneurs don't golf.
They want to do something that's more active,
that's more involved.
Now, I meet a lot of entrepreneurs when
I do triathlons.
That's when I'm going to meet the entrepreneurs
because they want to be super active.
So one of the questions is, what do
I want to do next?
Because probably you don't want to sit around
watching TV or playing golf.
So if we're figuring this out, what's the
next thing we want to do?
Because a lot of us are big on
manifestation, right?
We need to visualize where we're going and
we believe in that power of that.
But then it gets confusing.
It almost gets overwhelming.
And that's where I am.
I start thinking about, oh my gosh, what
would I invest in?
What would that look like?
And it's like, it becomes convoluted.
We lose sight there because we don't know
what to do.
So what are some of these things we
should be focusing on?
If we're just starting our business now, or
we're already in the business and we're thinking
about exit, wherever it be down the road,
what are some of the things we should
be doing now to get ahead of this,
to make sure we pay as least taxes?
And how can we, besides getting your book,
which is what we should all be doing,
to figure out what we should be thinking
about in the future to figure out what
we want to do.
But it's a good fit with these seven
investment strategies so we can minimize the impact
of the taxes.
That's exactly why I wrote the book, to
get that question.
Thank you.
Let me unpack it a little bit.
So you started by saying, let's start by
what can you do right now?
Well, obviously you want to meet with your
tax advisor who, a tax advisor who actually
understands a long-term strategy plan of action,
okay?
And can actually produce that long-term plan
of action.
That's got to be a tax advisor who
really understands the tax law.
That's not just preparing your tax returns, but
actually it's somebody that you're very comfortable that,
hey, they know what they're talking about, okay?
So that's something every business owner has to
do as soon as possible.
I mean, you're giving up money every single
day.
I guarantee you, 90 plus percent of business
owners are leaving money on the table, on
the tax table every single day.
So every day you delay, you're just giving
money to the government that didn't need to
be there.
And my belief is, and actually so is
the government's belief, that you can do better
with your money than the government can.
They don't want your tax money.
They'd rather you be an active partner with
them.
They'll take your tax money, don't get me
wrong, but they actually make more money that
they do better because if you do successful,
let's say you invest your money in a
business and you're successful with that business, you're
going to pay tax on that business.
So they're going to make money, right?
This is just a collaboration.
It's a partnership.
But then you said, we like to manifest.
We like to, and I love that because
the very first thing we do with a
client is we actually have them visualize that
and write it down.
What do they want?
What are they wanting to use your term?
What are they wanting to manifest?
But then the important thing there is then
you have to actually put numbers to it.
And this is where your accountant comes in
because we're good at numbers.
So we actually will have you do that,
describe it all, write all, imagine it, all
that kind of stuff, do a vision board
if you want, but then we got to
put numbers to it because we put numbers
to that.
We also need to put numbers to where
we are now.
And if we can do those two things
and we can actually put a timeline to
it, that's easy.
And then now all of a sudden, we
have a return on investment that we need
to get in order to get to that
target.
And that return on investment actually will determine,
are we going to invest at the retail
level, the wholesale level or at the factory
actually do the development ourself?
Because the higher the return that you need
in order to accomplish your goal, okay, the
more you have to get, the closer you
have to get to doing it, actually doing
the raw investing, like the rancher, like the
farmer.
If you only need five, 6%, you can
do that retail.
So you don't need to spend all the
time.
The next thing though, because you use this
term too, and I love it.
And we use this term is you need
to focus.
I don't know any business owners that built
their business by being scattered.
Okay.
Or as the financial planners would call it,
diversified.
No business owner diversifies their business.
They don't do it.
They build their business based on a focus
or niche.
And so that's the next thing we actually
take our clients through is, okay, what asset
class?
I mean, are you going to invest in,
do you want to invest in other business?
Do you want to invest in real estate?
Do you want to invest in commodities?
Do you want to invest in stock market?
Where do you, what's the asset class?
And we actually drill down.
And then of course you have to drill
down further and you have to come up
with what are my criteria for investing?
And then I have to build my team,
right?
But it really is a process.
And what we've done is we've actually put
it in software where we can actually walk
a client through.
And after two months, they know exactly how
they're going to invest.
And it's really clear to them because it's
really tough.
If we're really good at knowing what we
want to do in our business, but we're
really bad as entrepreneurs as knowing what we
want to do with our money after our
business or when it's outside our business.
And that's our job is to kind of
help people go through that.
But it's really though, we start with the
two things you mentioned, manifest it, we call
it the dream.
And then second of all, focus.
What are some of the mistakes that you
see entrepreneurs make along this, where they just
end up paying too many taxes or exit
the business and it doesn't go well for
them financially because they're not doing the right
things?
First of all, they under hire.
So they under hire their tax advisor.
They might, they say, well, I want my
somebody, I don't want to spend a lot
of money on this.
It depends on how you look at your
tax advisor.
Is your tax advisor an expense or an
asset?
And if you look at them as an
expense, that would be a tax preparer, right?
They are an expense.
You want to pay the least amount possible.
But if they're an asset, they're actually helping
you reduce your taxes, which actually produces cashflow
for you.
You want to put, you actually want a
better, you want a better asset.
You want an asset that puts more money
in your pocket and you're willing to pay
for that because it's producing a return.
So I think that's the first thing that
people do wrong.
The second thing is they think that they
don't have to do anything themselves.
I like to say, as I say in
Tax-Free Wealth, if you want to change
your tax, you have to change your facts.
So I can't change your facts.
I can tell you what facts you need
to change after I've spent some time with
you, but I cannot actually do that.
So if you want to deduct your travel,
I'm not the one who's actually going to
go work four and a half hours a
day on your vacation, and I'm not the
one who's going to document it.
You're going to have to do that.
I can tell you what you have to
do, and then you can choose whether you
want to do it, but it's a partnership,
right?
So the name of the book probably should
have been Win-Win-Win Wealth Strategy, because
you do have to have team members.
And under, I think under hiring your team
or doing yourself, that's a huge mistake that
people make.
But the other thing is, is that it
is not understanding that you do have to
have a basic grasp of it.
And this is why I wrote these books,
is before Tax-Free Wealth, there'd never been
a book written that was easy to understand
about how the tax law actually works.
And from this perspective, that it is a
series of incentives.
And so I wanted people to just get
a feel for, okay, it's not scary.
It's not that hard.
The details are hard.
The details are scary.
That's what your tax advisor and your tax
preparer are for.
But the concepts are very simple.
It's like the very first, when we were
talking about the agriculture, you go, well, yeah,
of course, that makes sense.
That's why they're driving $100,000 cars.
And I don't understand.
They say they're not making any money.
Well, tax-wise, they're not making any money,
but they're actually getting cash flow.
So cash flow and taxable income, two different
things.
So that's actually one of the keys, is
you want cash flow, you don't want taxable
income, two different things.
Powerful stuff today.
Everybody that's listening and watching, that's trying to
figure this out for themselves and would like
a next step, what would you suggest they
do?
Where can they go to be able to
find out more, get your books and get
in contact with you?
Well, certainly, I mean, the books are everywhere.
We have 4,000 five-star reviews on
Amazon, so for tax-free wealth.
So pretty easy to find my book.
They're in bookstores everywhere.
But if you're looking for kind of the
easy button for a tax advisor, we actually
have a franchise of tax advisory CPA firms
around the country.
And you can go to tfwadvisors.us and
find a tax advisor.
In fact, you can actually choose which tax
advisor you want right there on the website
if you want to do that.
And you said that was tfw?
tfw, as in tax-free wealth, tfwadvisors.com,
dot US, sorry.
Dot US, okay, perfect.
All right, Tom, thank you again so much
for coming on with us today.
Thanks for having me.
All right, so a couple of things.
Listen, as I always say, that knowledge doesn't
mean anything if you don't take action, right?
And the reality is, let's be honest, we
all suck at this.
We all suck at everything he just said.
We all are horrible at this.
We're horrible at really managing our wealth and
our money while we run the business, let
alone have any clue what we're supposed to
do when we exit the business.
And now it's probably too late even.
You need to start taking action right now
because you probably should have, as Tom said,
when you started the business.
So there's a couple of steps I want
you to take.
First of all, you need to talk to
a professional.
The reality is, is that there's no way
you're going to figure this out on your
own.
Even if you listen to every podcast I've
ever done, every expert I've ever talked to,
you're still not gonna figure out this on
your own.
So you need to go to tfwadvisors.us.
That's tfwadvisors.us and talk to somebody.
And be able to develop a strategy, as
Tom said, to get a clear path of
where you're going.
And this'll help you visualize where you want
to go, what it's gonna look like after
you exit, what you're gonna be able to
do with that money.
That's gonna be what's gonna get you excited
about life after your business.
So make sure you check it out at
tfwadvisors.us. The next thing you wanna do
is you wanna go to Tom's website.
And Tom's website is his name.
It is tomwheelwright.com.
That's Tom Wheelwright, W-H-E-E-L
-W-R-I-G-H-T.com.
Tom has a ton of resources.
He does events.
He's got a podcast.
You can get his books there.
There's so much knowledge and information there that
I think will help give you a lot
of guidance.
Look, a lot of people don't wanna talk
to somebody right away.
That's okay.
There's a tremendous amount of resources, including Tom's
podcast, that you can get access to right
there on his website as well.
And that'll help you get everything you need.
And grab both of these books that we've
talked about, because this is gonna give you
an idea of how the tax code works
and how you can actually take advantage of
it to be able to invest wisely.
So make sure you check out those two
resources, tfwadvisors.us and tomwheelwright.com.
Thank you very much for tuning in.
Take care.
Have a great day.
You've been listening to The Business Credit and
Financing Show with your host, Ty Crandall.
Watch for our next episode to get even
more insight on financing and growing your business.
And don't forget to check us out online
at CreditSuite.com for even more business growth
strategies.