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Hey guys, welcome to Wealth Wisdom

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Financial Podcast. Now you see both of us

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in my office. We'll probably switch it up

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and go into hers next time. Who knows?

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We're just having fun here. It's summer,

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you know?So now

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funny thing is. Infinite banking and the

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banking yourself concepts has been around

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for a long time. However,

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lately there's been a lot of hype,

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I guess you could say a lot of, uh,

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movement in that because, I don't know,

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people are losing, they're they're no

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longer mortgage brokers or I don't know,

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something's going on, uh, where there's a

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lot more people doing podcasts, YouTube,

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we've been doing it. We're the OGS of

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this. We've been doing it for a while.

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And so what we really wanted to

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do today is address some of

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the misconceptions that are out

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there. There's a lot of people who are

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probably saying things that Nelson

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Nash and would would

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he would turn over in his grave if he saw

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some of those things that were out there

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now. Pamela, she

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is still around, but she

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probably just shakes her head and

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probably is is off of social media

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and the likes because some of the things

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that are said about her, even I'm like,

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really?That's not even accurate.

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But yeah, she still around, but she

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is, you know, kind of not on the Internet

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as much. So today we're going to ask some

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of those questions. But before then,

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why don't Ben, why don't you take us away?

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In a world where chaos seems to reign

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supreme, where uncertainty lurks around

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every corner and financial markets

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are now more unpredictable than ever.

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There's one place you can turn to to find

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clarity and control. Welcome to the

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Wealth Wisdom Financial Podcast. Hey, I'm

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Brandon. And I'm Amanda. Join us as we

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dive deep in the world of personal and

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business finance to assist you in

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navigating through the chaos and building

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the financial future you deserve. We

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believe when conventional financial

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thinking doesn't get you where you want

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to go, you need wealth wisdom. So if

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you're ready to take control of your

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financial destiny. Tune in to the Wealth

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Wisdom Financial Podcast because in a

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chaotic world, your money shouldn't be.

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Subscribe now and never miss an episode.

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OK, so here's how we're going to we set

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up this episode today. We went to

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an AI platform and we asked them,

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what are some common misconceptions of

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infinite banking?That's all we put in as

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a prompt, and they gave us

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8 misconceptions. And we're gonna

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take turns talking about those

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misconceptions. So like I'll read number

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one and bring then you react to number

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one and then you read number two and I'll

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react to number two and we'll go through

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it like that. We're gonna try to do this

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fast because eight could take a long

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time. So remember, we

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are improving here. We have not

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prepared. We might make mistakes. We

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might say something semi-incorrectly.

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Please give us grace. We're just having

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some fun here in the summer to bring you

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some impromptu kind of episodes.

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just got this list like a minute ago.

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Here we go. The first one is,

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it's a get rich quick scheme. Many

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people mistakenly believe infinite

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banking promises unrealistic, rapid

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wealth accumulation. Brandon, you've got

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a minute. Go. Yeah. So I I do

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think that asI've heard Pamela

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Yellen do a lot on this and people

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would say, yeah, but she's just saying,

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you know, you can use this to then buy

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your cars and you'll be OK and you'll get

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wealthy. And I think that they are

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farther from the truth in that

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regard in that. I don't know where I've

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see heard that or seen that, but, you

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know, using it to

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create other assets that will help grow

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your wealth is maybe a more a better

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way to think about it. Not just saying

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I'm going to use it to buy a car,

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depending on the interest rates, right?

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Uh, if it was a high interest rate car,

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using a policy loan is more important,

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but it's not just going to create wealth

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if you're just. doing it to consume more

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stuff, but if you're using it for

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creating more

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opportunities for wealth in maybe real

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estate or in other areas, that's

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an important thing. It's not a get rich

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quick scheme because you actually have to

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think about how you're gonna deploy the

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fundsin a smart way that works for you.

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Not everybody should be in real estate.

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Maybe they need to be in Touro or they

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need to be in other areas that they know,

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right?But it's a way of building a good

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foundation to then move forward. Yeah.

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Takes a long time to, to overcome and

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build that kind of thing. Yeah. There's

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no get rich quick schemes. If you're

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being sold one, it's likely a scam. Yep.

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Number two. Yeah. So in the,It's the

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same as whole life insurance. That's what

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people say all the time. While infinite

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banking often utilizes whole life

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insurance policies, the strategy

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involves more than purchasing insurance.

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Is that true?Well, so

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one weird thing about how

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the AI says is it often uses whole

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life. I think true. Nelson Nash

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style, Pamela Yellen style, Infinite

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Banking and Banking Yourself, they always

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use whole life. It's just not the kind of

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whole life that our grandparents and

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great-grandparents would've owned. Or

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even Dave Ramsey. Yeah, it's even some,

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it's it's had some specific

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modernizations to it that makes it

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more than just purchasing insurance. So I

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think that's a key part of it

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to remember is that it's not like the

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traditional,you know, 100 year old whole

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life insurance. It's kind of like, I like

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to use the phone. 100 years ago,

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the phone looked differently. We still,

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you know, we now have these smartphones

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that can still make calls. Like they have

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that same basic thing, right?You can

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literally have a phone call on these, but

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they're dramatically different. There's,

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it's had a lot of modernizations, added

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things to it, just like that's, same

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things happened with whole life

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insurance. And that's what we call

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infinite banking or bank on yourself.

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Okay, number three here. It's only for

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the wealthy. Some think infinite banking

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requires significant upfront capital, but

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it can be implemented at various income

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levels. What say you, Brandon?Yeah, I

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think first you need to have a good

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foundation of savings, right?And

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you could start a smaller policy, like a,

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a younger person maybe, or even older

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person, maybe $300, uh, that

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they can save for future them is what it

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is that they can afford, right?Uh,

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and so it's not, $300 may

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seem like a lot for you. Or it may seem

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like, uh, a very little

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amount. So our first policies

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were $400 a month. That was what we could

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do at the time. Now we have bigger

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policies. We did not start there. If you

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would've told me, oh, all you need to do

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is put in 20,000 a year for the rest of

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your life, uh, back then I might've said,

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eh, I'm gonna wait on that. Now

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that's why we do a full comprehensive

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plan, because we wanna make sure that it

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fits within where you're. at

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now and giving you a little bit of

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push to be able to grow into

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something, uh, so that way as your income

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grows, you're able to, to build. But it's

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not just for the rich, uh,

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and it's not just for just,

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uh, well, you know, the poor or whatever.

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We need to have a good balance there.

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Yeah, I would say, um, related to this,

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saying it's only for the wealthy, I would

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say,mindset is really important

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here. Because wealth isn't

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just about money, right?If you have a

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wealthy mindset, you

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believe your future is bigger than your

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past, you believe that you can think

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creatively and make

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decisions yourself for your own financial

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future, rather than get, you know, bogged

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down in what other people think, then

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infinite banking, banking yourself is for

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you. If you can't get into those kind of

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mindsets,It might not be, no matter how

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much money you have. Yeah.

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So I'm going to ask this one.

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Since you are a CFP, this is going to be

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a good one for you. Um, so infinite

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banking, uh, as again,

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the AI said, it replaces all

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other investments. Infinite banking is

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often misunderstood as a replacement

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for diversified investment

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strategies rather than a complimentary

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tool. So maybe people on the YouTubes are

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saying, oh, this is the holy grail.

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Right. Of everything. I thought this one

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was mine. Yeah. I don't know, maybe, maybe

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So go ahead. Go back to our last episode.

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I talked about this a little bit in

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there. One of the things

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that I think too often it's

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it's my way or the highway, right?Put all

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of your money into infinite banking or

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put all of your money into the market or

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put all of your money into CDs or, you

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know, whatever it might be. None of that

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could be true. You want to have

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diversification. You want to

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build strategically, not just all

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or nothing. And that's true of

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everything. So it can be a

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supplement to, but definitely does not

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replace all other investments

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#5. You ready for this one?The returns

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are guaranteed. Many people overestimate

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the guaranteed aspects of the policy, not

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fully understanding the difference

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between guaranteed and projected

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values. This is one that came up in my CE

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recently, but go ahead. Oh, you might go

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in there. Yeah. So I like to

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look at worst case scenario and best case

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scenario, right?So why we use

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properly designed whole life is becauseis

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I like to make sure the guarantees

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it is going to last regardless of

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whatever happens, you know, in- As much

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as possible. As much as possible. Based

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on the insurance company. Yeah. Um, short

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of zombies, right?Um, so I wanna

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make sure that the guarantees are good,

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uh, that regardless that we

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are okay because nothing in life,

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again, is guaranteed. You know, things

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can happen to us, uh, on our

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end, let alone the, you know, part of the

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insurance, right?we want to make sure

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that the contract will stand.

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Now, this is where I don't like the, uh,

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IUL products is because they

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just show the non-guaranteed side

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and, um, what that straight line

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projection or stuff like that, that

267
00:11:15,083 --> 00:11:17,963
uh iskind of misleading. And so I want to

268
00:11:17,963 --> 00:11:20,123
be able to say, worst case scenario, how

269
00:11:20,123 --> 00:11:22,243
is this going to hold up if you do this?

270
00:11:22,243 --> 00:11:25,043
And they say, and it won't, right?And so

271
00:11:25,123 --> 00:11:27,843
I like the guarantees there.

272
00:11:28,083 --> 00:11:30,723
And then I like the, um, looking at the

273
00:11:30,723 --> 00:11:33,483
non-guarantees with the dividends and the

274
00:11:33,843 --> 00:11:36,523
other parts of the policy. Now, that's

275
00:11:36,523 --> 00:11:38,683
what I I think is really important. Tell

276
00:11:39,003 --> 00:11:40,563
me a little bit about the CE way. Oh

277
00:11:40,563 --> 00:11:42,483
yeah, in my continuing education,

278
00:11:43,363 --> 00:11:46,243
we always have to do three hours, I think

279
00:11:46,243 --> 00:11:49,203
it is, of ethics education every year for

280
00:11:49,763 --> 00:11:51,363
anybody that talks to folks about life

281
00:11:51,363 --> 00:11:54,283
insurance. And one

282
00:11:54,283 --> 00:11:56,563
of those ethical things is making a very

283
00:11:56,563 --> 00:11:58,723
clear distinction, but that dividends are

284
00:11:58,723 --> 00:12:01,683
not guaranteed. And too often

285
00:12:01,683 --> 00:12:03,283
the way that folks talk about

286
00:12:04,403 --> 00:12:06,243
Infinite banking and banking yourself.

287
00:12:06,483 --> 00:12:08,403
They make it sound like the everything's

288
00:12:08,403 --> 00:12:10,083
guaranteed and that just isn't the case.

289
00:12:10,723 --> 00:12:12,363
Well, that's another. But I actually what

290
00:12:12,363 --> 00:12:14,163
I love about it is because the dividends

291
00:12:14,163 --> 00:12:16,603
are not guaranteed, they can change. And

292
00:12:16,603 --> 00:12:18,083
as we've had lots of inflation, as

293
00:12:18,083 --> 00:12:19,923
interest rates go up, I can make more

294
00:12:20,403 --> 00:12:22,003
like I want that. That's that's great.

295
00:12:22,323 --> 00:12:24,523
Yeah. And I think that's also looking at

296
00:12:24,603 --> 00:12:27,203
other people's portfolios and things like

297
00:12:27,243 --> 00:12:29,443
that. We often buy things and we think,

298
00:12:29,523 --> 00:12:30,883
oh, well, it's guaranteed. I'm like,

299
00:12:30,883 --> 00:12:33,123
well, no, in real estate it is not.

300
00:12:34,003 --> 00:12:36,643
and so thinking about that in other

301
00:12:36,643 --> 00:12:38,363
areas of your life, what is the guarantee

302
00:12:38,363 --> 00:12:39,963
and non-guarantee is really important

303
00:12:39,963 --> 00:12:42,563
too. So, um, number

304
00:12:42,563 --> 00:12:45,523
six, it's completely tax free.

305
00:12:45,763 --> 00:12:48,563
While there are tax advantages, not

306
00:12:48,643 --> 00:12:51,203
all aspects of infinite banking are tax

307
00:12:51,203 --> 00:12:53,163
free. Is that true?False?What?Yeah,

308
00:12:53,203 --> 00:12:55,123
that's true. So there are lots of tax

309
00:12:55,123 --> 00:12:56,883
advantages when you're using whole life

310
00:12:56,883 --> 00:12:59,283
insurance, um, deferred growth, uh, at

311
00:12:59,683 --> 00:13:02,403
least under current law, right?Um, as the

312
00:13:02,403 --> 00:13:04,763
policy grows,get that guarantees and

313
00:13:04,763 --> 00:13:07,683
dividends, they go into the policy and

314
00:13:07,683 --> 00:13:09,843
help the policy grow. And that growth is

315
00:13:09,843 --> 00:13:11,443
not taxed every year like it would be in

316
00:13:11,443 --> 00:13:13,923
a savings account. The death

317
00:13:13,923 --> 00:13:16,323
benefit also famously tax-free to your

318
00:13:16,323 --> 00:13:18,003
beneficiaries. It's

319
00:13:19,283 --> 00:13:21,923
protected in that way. However,

320
00:13:22,163 --> 00:13:23,843
it's income tax-free. It's not

321
00:13:23,843 --> 00:13:26,803
necessarily a state tax-free. And

322
00:13:26,803 --> 00:13:29,603
there are some times when people

323
00:13:29,603 --> 00:13:32,003
take withdrawals from their policy that

324
00:13:32,003 --> 00:13:34,723
could have tax implications. There

325
00:13:34,723 --> 00:13:37,283
are other times when we intentionally

326
00:13:37,283 --> 00:13:39,243
make the growth taxable whenever you

327
00:13:39,243 --> 00:13:41,803
touch it because of other specific

328
00:13:41,803 --> 00:13:43,604
reasons. You want to ask lots of

329
00:13:43,604 --> 00:13:45,524
questions about taxes, understand what's

330
00:13:45,524 --> 00:13:48,044
going on there, talk to a

331
00:13:48,044 --> 00:13:50,404
tax professional, a CPA, an enrolled

332
00:13:50,404 --> 00:13:52,204
agent that can specifically give you tax

333
00:13:52,204 --> 00:13:54,004
advice. But for sure,

334
00:13:54,084 --> 00:13:56,404
understand what's happening

335
00:13:56,404 --> 00:13:58,804
tax-wise, what are the advantages of,

336
00:13:59,124 --> 00:14:01,564
and what could be the tax implications?

337
00:14:01,564 --> 00:14:03,084
How do you avoid them?Like that estate

338
00:14:03,084 --> 00:14:05,444
tax can be avoided, but you have to know,

339
00:14:05,524 --> 00:14:07,204
are you willing to pay that cost to avoid

340
00:14:07,204 --> 00:14:09,284
it?Or is it a remote possibility you

341
00:14:09,284 --> 00:14:11,204
don't really need to worry about?Ask all

342
00:14:11,204 --> 00:14:12,404
those questions, think those things

343
00:14:12,404 --> 00:14:13,524
through, 'cause it's gonna be different

344
00:14:13,524 --> 00:14:16,484
for different people. Yep.

345
00:14:16,524 --> 00:14:18,524
That was me dancing around taxes. Yeah,

346
00:14:18,564 --> 00:14:21,444
right. And and again, knowing. And again,

347
00:14:21,444 --> 00:14:24,324
we are not tax people, but we know a

348
00:14:24,324 --> 00:14:26,724
lot about taxes. I I wish I didn't know

349
00:14:26,724 --> 00:14:29,444
so much. However, it is

350
00:14:29,444 --> 00:14:31,444
important to know as you build a

351
00:14:31,444 --> 00:14:34,164
comprehensive plan, how that's going to

352
00:14:34,164 --> 00:14:36,564
impact you. And I ready for #7. Yeah, I

353
00:14:36,564 --> 00:14:38,524
just realized I was reading both the

354
00:14:38,644 --> 00:14:41,044
answer and the question at the same time.

355
00:14:41,284 --> 00:14:43,684
I got #7 for you. So the common

356
00:14:43,684 --> 00:14:46,484
misconception is it's a new or

357
00:14:46,484 --> 00:14:49,124
unproven concept. And what AI says is

358
00:14:49,124 --> 00:14:50,564
that actually the principles have been

359
00:14:50,564 --> 00:14:53,364
around for decades, though popularity

360
00:14:53,364 --> 00:14:55,604
has increased recently. Part of why we

361
00:14:55,604 --> 00:14:57,284
did the last two episodes to talk about

362
00:14:57,284 --> 00:14:59,844
the increasing popularity. But maybe

363
00:14:59,844 --> 00:15:01,284
Brandon, take this opportunity to talk

364
00:15:01,284 --> 00:15:03,124
about that it's been around for decades.

365
00:15:03,444 --> 00:15:06,164
Yeah, life insurance, I mean, again,

366
00:15:06,404 --> 00:15:08,244
it's been around for a long, long time.

367
00:15:08,244 --> 00:15:10,444
It's really was to protect widows and

368
00:15:10,444 --> 00:15:13,204
orphans. And then it became

369
00:15:13,364 --> 00:15:16,284
unpopular whenever 401ks and

370
00:15:16,284 --> 00:15:18,964
other things became popular. And we were

371
00:15:18,964 --> 00:15:21,524
like, yes, well, we can risk more here.

372
00:15:21,524 --> 00:15:23,524
We can do this more here. But the

373
00:15:23,524 --> 00:15:25,724
principles and the

374
00:15:26,004 --> 00:15:28,564
idea has been around for a long, long

375
00:15:28,564 --> 00:15:31,444
time and people have used it. That's

376
00:15:31,444 --> 00:15:34,404
why they made the MEC rules, because the

377
00:15:34,404 --> 00:15:37,364
rich were using it to make a

378
00:15:37,364 --> 00:15:39,564
lot of money and put it through a policy

379
00:15:39,564 --> 00:15:41,284
and then buy their assets. So they were

380
00:15:41,404 --> 00:15:44,324
doing it, uh, way, way back when.

381
00:15:44,644 --> 00:15:47,364
And it just became more and more popular

382
00:15:47,364 --> 00:15:50,124
as people were like, wait, the

383
00:15:50,124 --> 00:15:52,484
banks are doing what?I could do that?Oh,

384
00:15:52,644 --> 00:15:54,204
I didn't realize I could do that. And

385
00:15:54,204 --> 00:15:56,564
they're starting to learn. And that's a

386
00:15:56,564 --> 00:15:58,404
good thing. We just wanna make sure that

387
00:15:58,404 --> 00:16:00,964
you have a, um, person that

388
00:16:00,964 --> 00:16:03,324
understands how the backend works. Kinda

389
00:16:03,324 --> 00:16:05,284
like a mechanic. You wanna have a good

390
00:16:05,284 --> 00:16:07,844
mechanic, not just, uh, Uncle Joe who

391
00:16:07,924 --> 00:16:10,804
maybe fixed a car once. Yep. Great.

392
00:16:10,964 --> 00:16:12,604
Ready for the last one?Number eight?Yeah,

393
00:16:12,604 --> 00:16:15,444
number eight. Let's go. Uh, it

394
00:16:15,444 --> 00:16:18,164
eliminates the need for traditional

395
00:16:18,324 --> 00:16:21,004
banking. Now, the strategy doesn't

396
00:16:21,004 --> 00:16:22,644
completely replace the need for

397
00:16:22,644 --> 00:16:24,764
conventional banking services. That's

398
00:16:24,764 --> 00:16:27,284
what, uh, AI says, but- Yep. Let me talk

399
00:16:27,284 --> 00:16:29,684
about this. So, um, one important thing

400
00:16:29,684 --> 00:16:31,284
when you talk about infinite banking or

401
00:16:31,284 --> 00:16:33,044
banking yourself is that you're not

402
00:16:33,044 --> 00:16:34,644
opening a bank. We're not going, you

403
00:16:34,644 --> 00:16:36,724
know, to federal government and getting a

404
00:16:36,724 --> 00:16:38,524
bank charter, you know, or anything like

405
00:16:38,524 --> 00:16:41,124
our state government, none of that. This

406
00:16:41,124 --> 00:16:42,804
is a way to

407
00:16:44,484 --> 00:16:46,804
to bank, right?The banking part is a

408
00:16:46,804 --> 00:16:49,684
verb, and you're actively taking over

409
00:16:49,684 --> 00:16:52,324
the banking function in your life.

410
00:16:52,964 --> 00:16:55,764
And we want to do that, particularly

411
00:16:55,844 --> 00:16:57,804
with things that are more long-term in

412
00:16:57,804 --> 00:17:00,684
nature or with debt, but we still

413
00:17:00,684 --> 00:17:03,124
use a bank for convenience.

414
00:17:03,524 --> 00:17:06,324
We've got a great episode about this as

415
00:17:06,324 --> 00:17:08,004
part of our foundation series. We'll make

416
00:17:08,004 --> 00:17:10,844
sure we put it in in there using banks

417
00:17:10,844 --> 00:17:13,364
for their convenience and what are what's

418
00:17:13,364 --> 00:17:14,804
the cost we're paying for that

419
00:17:14,804 --> 00:17:17,284
convenience is a big eye-opener

420
00:17:17,604 --> 00:17:19,524
that then you can start to learn how to

421
00:17:19,524 --> 00:17:22,164
use banks in your favor, but also

422
00:17:22,404 --> 00:17:25,284
use make sure you're not using them

423
00:17:25,284 --> 00:17:28,004
when it's not favorable to you. That's a

424
00:17:28,004 --> 00:17:30,644
very important reason that

425
00:17:30,804 --> 00:17:32,324
infinite banking and banking yourself

426
00:17:32,324 --> 00:17:34,804
even exist is seeing how,

427
00:17:35,284 --> 00:17:37,084
you know, even Mark Twain said a banker

428
00:17:37,084 --> 00:17:38,885
is a fellow that will lend you your

429
00:17:38,885 --> 00:17:40,685
umbrella when the sun is shining, but

430
00:17:40,685 --> 00:17:42,885
will demand it back when it starts

431
00:17:42,885 --> 00:17:45,205
raining. Paraphrase. He said it much

432
00:17:45,205 --> 00:17:47,845
better than I did. But that that's a Mark

433
00:17:47,845 --> 00:17:50,645
Twain, right?Like that idea of bankers

434
00:17:50,885 --> 00:17:53,285
being like a necessary evil has been

435
00:17:53,285 --> 00:17:55,565
around for a long time. Maybe not evil.

436
00:17:55,565 --> 00:17:58,005
That's too strong of a word. But taking

437
00:17:58,005 --> 00:18:00,005
over some of the banking function in our

438
00:18:00,005 --> 00:18:02,085
lives can be really important. Watch It's

439
00:18:02,085 --> 00:18:03,725
a Wonderful Life. If you want a primer on

440
00:18:03,725 --> 00:18:06,165
what that looks like, maybe. Maybe you

441
00:18:06,165 --> 00:18:08,285
know that banker is a fellow who lends it

442
00:18:08,285 --> 00:18:11,085
when it's sunny and. takes it back

443
00:18:11,085 --> 00:18:12,885
when it's raining. Maybe people are

444
00:18:12,885 --> 00:18:15,605
starting to see a lot of storms

445
00:18:15,845 --> 00:18:18,525
out there or rain. Or we're just fed up

446
00:18:18,525 --> 00:18:20,085
with them getting like the bailouts and

447
00:18:20,085 --> 00:18:22,005
we don't. Yeah, or something along those

448
00:18:22,005 --> 00:18:24,245
lines. And so that's why there's a rise

449
00:18:24,245 --> 00:18:26,565
in the interest of this is saying, hey,

450
00:18:26,725 --> 00:18:28,725
every time it's raining outside, they

451
00:18:28,725 --> 00:18:30,405
keep wanting it back. And is there a

452
00:18:30,405 --> 00:18:31,805
better way?And people are starting to

453
00:18:31,805 --> 00:18:34,245
ask. And then there's clever marketers

454
00:18:34,285 --> 00:18:35,685
out there saying, oh yeah, but there is.

455
00:18:36,085 --> 00:18:38,965
And so. SoIf you're ready to

456
00:18:39,605 --> 00:18:41,205
combat some of these misconceptions,

457
00:18:41,205 --> 00:18:43,685
bring your own misconception to us, here

458
00:18:43,685 --> 00:18:45,805
what we would answer when I give you that

459
00:18:45,805 --> 00:18:48,205
opportunity. Here's how you make that

460
00:18:48,205 --> 00:18:48,645
happen.

461
00:18:57,125 --> 00:18:58,885
Ready to take the next step towards

462
00:18:58,885 --> 00:19:01,365
securing your financial future?Whether

463
00:19:01,365 --> 00:19:03,165
you're planning for retirement, saving

464
00:19:03,165 --> 00:19:04,885
for your dream home, or you just want to

465
00:19:04,885 --> 00:19:06,885
make your money work harder for you. The

466
00:19:06,885 --> 00:19:08,965
team at Wealth Wisdom Financial are ready

467
00:19:08,965 --> 00:19:11,285
to assist you, and now it's easier than

468
00:19:11,285 --> 00:19:13,525
ever to see how we might give you a boost

469
00:19:13,525 --> 00:19:16,125
on your financial journey. Schedule a 15

470
00:19:16,125 --> 00:19:18,165
minute discovery call with one of us

471
00:19:18,325 --> 00:19:21,005
today and let's discuss your questions

472
00:19:21,005 --> 00:19:23,445
and your financial goals together. Don't

473
00:19:23,445 --> 00:19:25,565
wait any longer. Your financial freedom

474
00:19:25,605 --> 00:19:27,925
awaits. Schedule your discovery call at

475
00:19:27,925 --> 00:19:32,725
www.wealthwisdomfp.com/call.

476
00:19:38,085 --> 00:19:39,845
We hope that you'll schedule with us. We

477
00:19:39,845 --> 00:19:41,845
look forward to talking with you soon.

478
00:19:43,045 --> 00:19:45,445
Yeah. So as you're going through your

479
00:19:45,445 --> 00:19:47,765
understanding, we just wanna give you

480
00:19:47,765 --> 00:19:50,565
guys the tools to make smart decisions

481
00:19:50,565 --> 00:19:53,365
for your life, not just our life, right?

482
00:19:53,605 --> 00:19:56,245
Or the bank's life or somebody else's,

483
00:19:56,485 --> 00:19:58,725
but how is this

484
00:19:59,125 --> 00:20:01,845
Information going to impact you and your

485
00:20:01,845 --> 00:20:04,485
family and, you know, your your

486
00:20:04,485 --> 00:20:06,605
grandma, your kids, all those areas,

487
00:20:06,605 --> 00:20:08,805
grandkids, grandkids. These

488
00:20:09,365 --> 00:20:11,605
things that you're learning have huge

489
00:20:11,605 --> 00:20:14,085
implications that you may not even know

490
00:20:14,085 --> 00:20:15,925
yourself, right?I I think about that all

491
00:20:15,925 --> 00:20:18,725
the time. But if you want to ally along

492
00:20:18,725 --> 00:20:21,685
the way and somebody who's like not just

493
00:20:21,685 --> 00:20:23,765
setting up a policy but having regular

494
00:20:23,765 --> 00:20:26,085
reviews with you, don't forget to reach

495
00:20:26,085 --> 00:20:29,045
out to us and hit that like and

496
00:20:29,045 --> 00:20:31,085
subscribe button. Remember the topics

497
00:20:31,085 --> 00:20:32,845
presented in this podcast for general

498
00:20:32,845 --> 00:20:34,845
information only and not for the purpose

499
00:20:34,845 --> 00:20:36,565
of providing legal, accounting or

500
00:20:36,565 --> 00:20:39,285
investment advice. And also if you

501
00:20:39,285 --> 00:20:41,685
are considering the banking yourself

502
00:20:41,685 --> 00:20:44,325
infinite banking concept, make sure that

503
00:20:44,325 --> 00:20:46,325
you. Work with somebody who's going to

504
00:20:46,325 --> 00:20:48,885
ask you a lot of questions about your

505
00:20:48,885 --> 00:20:50,725
dreams and goals to make sure that the

506
00:20:50,765 --> 00:20:53,285
olicy fits for you. Live long and profit.